Homeowners / Building Insurance
Aside from your family and loved ones, in a personal capacity, what could be bigger or more expensive than your home?
After all, our buildings are what protect us, as well as our home contents from potentially disastrous risks; so, doesn’t it make sense to look after them by insuring them properly? We can assist you to avoid paying out of your own pocket for environmental and accidental damage that might affect your home. Even if your home is subject to a home loan, you may need us to assist you to understand your options, liabilities and risk better.
Can you afford to not let us help you make an informed decision?
With this cover you can claim for damages to the physical structures of your home and outbuildings. Typical examples of available cover include the following options:
- loss or damage caused by fire, lightning, explosion, earthquakes, the bursting or overflowing of geysers, equipment or pipes and storm or flood
- damage caused by animals, vehicles and falling trees
- malicious or intentional damage
- break-in or theft
- rent you lose, if your tenant has to vacate the buildings as a result of damage
- homeowner liability cover (that includes Public and Domestic Liability)
- assist benefits
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Aside from the typical examples mentioned above, have you considered that your home is exposed to many unusual potential risks?
We want to help you make sure your home is sufficiently protected against these uncommon and unexpected events. This can include additional features of your residential home, such as – walls, paving and swimming pools.
These features include the following:
- The tracing of leaks and necessary repair costs
- Fire extinguishing as well as any fire-fighting costs incurred
- The property while it is in the process of being transferred to your name
- The cost of damage to residential gardens as a result of fire, including damage to irrigation systems
- Emergency accommodation if your house is damaged and not suitable to live in
- The cost of employing security staff to protect your residence
- The removal of fallen trees
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